Renters Insurance
Renters Insurance: Protect What's Yours
Your landlord's policy covers the building — not your belongings. Renters insurance fills that gap affordably.
Understanding Renters Insurance
Many renters assume they're covered under their landlord's insurance policy. They're not. Your landlord's policy only protects the building itself — your furniture, electronics, clothing, and other personal belongings are your responsibility.
Renters insurance is surprisingly affordable and covers far more than most people expect. At Wingerd Agency, we'll help you find a policy that fits your budget and gives you real peace of mind.
Coverage Types Explained
Personal Property
Covers your belongings — furniture, electronics, clothing, and more — if they're stolen, damaged by fire, or destroyed by a covered event.
Liability Protection
If a guest is injured in your apartment or you accidentally damage someone else's property, liability coverage pays for legal fees and damages.
Loss of Use
If your rental becomes uninhabitable due to a covered loss, this coverage pays for temporary housing and additional living expenses while repairs are made.
Medical Payments
Covers medical expenses for guests injured in your home, regardless of fault — helping you avoid costly disputes and out-of-pocket bills.
Why Choose Wingerd Agency for Renters Insurance?
- Affordable policies starting at just a few dollars a month
- Fast, easy quotes with no obligation
- Coverage that travels with you — even outside your home
- Dedicated agent available to answer questions and help with claims
Get Covered for Less Than You Think
Renters insurance is one of the most affordable ways to protect everything you own. Let us find you the right policy today.
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