Motorcycle rider on an open road at sunset

Motorcycle Insurance

Motorcycle Insurance: Ride Every Mile Protected

The open road is calling — make sure you're covered before you answer. Motorcycle insurance built for riders, by people who understand the ride.

Understanding Motorcycle Insurance

Motorcycles face unique risks on the road — and standard auto insurance doesn't cover them. A dedicated motorcycle policy protects your bike, your gear, and your liability so you can focus on the ride.

At Wingerd Agency, we work with riders of all kinds — from daily commuters to weekend cruisers — to find coverage that fits their bike and their budget.

Coverage Types Explained

Collision Coverage

Pays for repairs or replacement of your motorcycle if it's damaged in an accident with another vehicle or object, regardless of fault.

Comprehensive Coverage

Covers non-collision damage including theft, vandalism, fire, weather events, and animal strikes — protecting your bike even when it's parked.

Liability Coverage

Required in most states, liability coverage pays for bodily injury and property damage you cause to others in an at-fault accident.

Gear & Accessories

Covers your helmet, riding jacket, custom parts, and aftermarket accessories — because your investment goes beyond just the bike itself.

Why Choose Wingerd Agency for Motorcycle Insurance?

  • Coverage for all motorcycle types — cruisers, sport bikes, touring, and more
  • Year-round and seasonal policy options
  • Custom parts and accessories coverage available
  • Dedicated agent who understands riders and gets you the right coverage fast

Hit the Road With Confidence

Get a motorcycle insurance quote today and ride knowing you're fully protected every mile of the way.

Get a Free Quote